Dynamic QR for every order, automatic payment confirmation and signed webhooks. No settlement delays — money lands straight in your own UPI account.
Works with all major UPI apps
Keep your own UPI account and get the automation of a payment gateway.
Every order gets a QR with the exact amount and a unique reference, so payments are matched automatically.
Connect Paytm for Business and payments are confirmed within seconds, no screenshots needed.
Money goes straight from your customer to your bank account. We never touch your funds.
Get notified on your server the moment an order is paid, with HMAC signatures and automatic retries.
Create orders and check status with a simple REST API. Integrate in under an hour.
Multiple UPI accounts per business, a clean dashboard, and payment links you can share anywhere.
| Feature | Bhumi Marketing UPI | Traditional PG |
|---|---|---|
| Transaction fee | 0% | 1.5–2.5% |
| Settlement time | Instant | 1–3 business days |
| Holds your funds | Never | Yes |
| RBI registration needed | No | Yes |
| Setup time | < 1 hour | Days to weeks |
| Dynamic QR per order | ||
| Webhook with HMAC |
"Integration took less than an hour. Payments hit my account instantly — no waiting for settlements."
"Finally a payment tool that doesn't take a cut. The QR checkout looks professional and my clients love it."
"Webhooks are rock solid. We've processed thousands of orders without a single missed notification."
Add your Paytm for Business or any UPI ID in the dashboard.
Call our API from your website, or create a payment link from the dashboard.
They scan the dynamic QR or tap their favourite UPI app on mobile.
We verify the payment and send a signed webhook to your server.
# Create a UPI order curl -X POST https://upi.bhumi.marketing/api/v1/orders \ -H "X-Api-Key: key_live_..." \ -H "X-Api-Secret: sec_live_..." \ -d '{"amount": 499, "client_order_id": "INV1001"}' # Response { "order_id": "ORD7K2M9XQ4B8N1LZ", "status": "pending", "payment_url": "https://upi.bhumi.marketing/pay/ORD7K2..." }
No per-transaction cut. Keep 100% of every payment.
Perfect for individuals & small stores
For growing businesses
For high-volume operations
All plans include 0% transaction fee. No hidden charges. Cancel anytime.
No. Customers pay directly into your own UPI account. We only generate the QR code and verify whether the payment was made. We are not a payment aggregator.
All of them — Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, CRED, and any bank app that supports UPI.
With a Paytm for Business account, we check the payment status automatically within seconds. For other UPI IDs, you or your customer can confirm with the UTR number from the dashboard.
Most developers integrate in under an hour using our REST API and webhooks. You can also create payment links from the dashboard without writing any code.
Yes. Since payments go directly to your own UPI account and we never hold or settle funds, we are a software tool — not a payment aggregator. Always consult a legal advisor for your specific use case.
Yes. Pro and Business plans support multiple UPI accounts with automatic rotation and per-account daily limits.
Set up in minutes. No paperwork, no setup fee. Money goes directly to your bank account.
🚀 Join hundreds of merchants already using Bhumi Marketing UPI
Get started free